Sources: Apple plans to use Apple ID data for identity verification and fraud prevention in its BNPL service, alongside credit reports and FICO scores
Tech giant will approve borrowers and fund loans itself rather than rely on a bank — Apple Inc. tiptoed into finance with Apple Pay …
Sources: Apple will use Apple ID data for identity verification and fraud prevention, rely on credit reports and FICO scores for its buy now, pay later service
Tech giant will approve borrowers and fund loans itself rather than rely on a bank — Apple Inc. tiptoed into finance …
Sources: Goldman Sachs is approving Apple Card applications for some users with low credit scores as Apple wants as many of its customers as possible approved
but Be Wary Danny Zepeda / iMore : Apple Card lender is reportedly approving applications at a high rate PYMNTS.com : Goldman Sachs OKs Subprime Applicants For Apple Card Killian Bell / Cult of Mac : ...
Equifax and FICO launch Data Decision Cloud, combining data behind their consumer credit scores for a new offering for financial companies and marketers
not “teaming up to sell consumer data” http://www.wsj.com/... @wsj : How much do credit firms know about you? A lot, often including your income, bank account balance and whether you paid your cellpho...
How companies use customer lifetime value scores to differentiate prices, services offered; unlike FICO scores, CLVs aren't regulated or accessible to consumers
Retailers, wireless carriers and others crunch data to determine what shoppers are worth for the long term—and how well to treat them
How algorithmic systems to score humans like FICO and China's Sesame Credit can lead to social control, and some possible remedies to this problem
The risks — and benefits — of letting algorithms judge us — Bruce Schneier is a security technologist and chief technology officer …